About Us

A lending experience built around you.

At Luminate Bank, we believe getting a mortgage shouldn’t feel complicated or intimidating. Our mission is simple: to give you clear guidance, reliable options, and a lending experience that’s as personal as it is professional.

With over two decades of industry expertise and a team that cares deeply about doing things the right way, we’re here to help you achieve your homeownership goals with confidence.

We know the mortgage process can be overwhelming. That’s why we do things differently:

• Transparency first. You’ll always know what’s happening, when, and why.
• Education built in. We take time to explain your options, so you can make the right choice for your future.
• Personal connection. To us, you’re more than a loan - you’re a neighbor, a client, and part of our community.

From Tallahassee to Tampa and beyond, we’re committed to walking beside you every step of the way.

For Shawn, mortgage lending is more than a career, it’s a calling. After graduating from Florida State University with degrees in Finance and Business Management, he entered the mortgage industry in the wake of 9/11. More than 20 years later, he still loves helping clients navigate one of life’s biggest financial milestones.

As a Tallahassee resident and proud Seminole alum, Shawn brings a unique perspective to the lending process. He understands both the student and long-time resident experience in this city, and he’s equally connected to Tampa, where he continues to serve a thriving client base.

What sets Shawn apart?

• A belief that lending should be simple, clear, and stress-free.
• A reputation for taking time to understand each client’s unique goals.
• A commitment to making the experience shine just as brightly as the outcome.

When he’s not guiding clients to homeownership, you’ll likely find Shawn cheering on the Noles, exploring Tallahassee’s historic downtown, or spending time with his family.